A 375-actor register, the 33 Better Debt numbers the public record supports, and the US carriers and payment rails that make the calls possible. Built from court records, regulator letters, FCC complaints, and the client's own voicemails. Every claim carries a source.
The public conversation about robocalls stops at the caller ID. This report goes behind it. It follows the call from the lead list to the dialer, from the dialer to the toll-free storefront, from the storefront to the carrier, from the carrier to the call center, and from the call center to the payment rail.
The register is built from public records: federal and state court dockets, FTC and FCC enforcement letters, the multistate Anti-Robocall Task Force notices, corporate registries, FCC complaint data, and the client's own voicemail recordings. Every row carries an evidence URL, a quote or record cite, a source type, and one of three labels: citable lead inference. A name in a complaint is not a finding. A regulator's letter is not a judgment. The register keeps those lines visible.[S1]
Campaign linkage is not ownership. The FCC records the number a consumer complained about. It does not name the subscriber. A number can be spoofed. The report separates what the record proves from what the pattern suggests, and it names the subpoena or regulator that would close each gap.
Operators, carriers, payment processors, lead brokers, call centers, enablers and regulators, drawn by layer. Solid lines are ownership or control. Dashed lines are carriage, payment, lead or broker relationships. The map is generated from the register, not drawn by hand.[S3]
Name, role, country, scheme type, status, currency and confidence for every actor and entity, with a source link on every row. The status labels are exact: convicted, adjudicated, settled without admission, dismissed, named but not adjudicated, identified but not charged, or no public record.[S1]
An estimated split of a victim payment across the closer, the operator, the carrier, the lead generator, the broker and the processor. Public prices and stated assumptions, not campaign books. The carrier slice is the one that makes the rest possible.[S6]
The campaign at the center is the Better Debt Solutions family: ten entities, four individuals, nineteen federal TCPA dockets and MDL No. 3123. Around it sit the five US RespOrgs that hold its 31 toll-free lines, the payment processors with public enforcement records, the lead brokers that sell debt-relief transfers, the offshore call centers, and the registrars and hosts behind the victim-facing site.[S1][S6]
The victim pays once. The money is split many ways. The closer and the call center take the largest share, the operator and brand owner take the next, and the carrier takes a per-minute fee for connecting the call. The carrier does not need the scam to succeed; it is paid for the traffic.[S6]
Five US RespOrgs hold the campaign's 31 toll-free lines: Excel Telecommunications (12), Telnyx (9), Inteliquent (5), thinQ (4) and Pestilence Labs (1). Inteliquent and thinQ have public enforcement records. Two more US gateways, Telcast and Peerless, have FTC cease-and-desist letters naming debt-relief and other campaigns. None of these carriers is campaign-attributed to Better Debt Solutions. They are the subpoena and regulator lane, not the defendant.[S6][S7][S8][S9][S10]
Three of the campaign's exact numbers carry more than 100 FTC Do-Not-Call complaints each in September and October 2026: 833-684-5548, 833-662-5670 and 888-912-0671. The campaign's own callback lines carry 0 to 2 complaints each. The reason is not that the calls stopped. The campaign rotates numbers faster than complaints accumulate, and the callback is a display or tracking number, not a working inbound line.[S4][S18]
The public record supports 33 Better Debt candidate numbers: 9 multi-cluster numbers in the FCC graph and 24 transcript-linked voicemail lines. The largest rotating pools in the dataset are 216, 198, 116 and 113 numbers. Two match a named campaign: the FCC's 2024 cease-and-desist letter names Alliant Financial and Mohammad Hossain and reports YouMail estimates totalling 78.3 million prerecorded calls across its three scripts. The per-number subscriber is still unnamed, which is the line between a cluster and a defendant.[S4][S21]
| Finding | What the record shows | Status | Source |
|---|---|---|---|
| Better Debt family | 10 entities, 4 individuals, 19 TCPA dockets, MDL 3123, final Minnesota consent order (2024-10-03, $10,000) | citable | S1 |
| 33 candidate numbers | 9 FCC multi-cluster plus 24 transcript-linked voicemail lines; 866-606-6413 appears as an advertised callback in one FCC row | lead | S4 |
| Five RespOrgs | Excel 12, Telnyx 9, Inteliquent 5, thinQ 4, Pestilence Labs 1 | citable | S6 |
| US gateway notices | Telcast and Peerless FTC cease-and-desist letters; Inteliquent FTC warning and AG notice; thinQ FCC cease-and-desist | citable | S7-S11 |
| Cross-vertical enablers | 12 actors appear in two or more scheme types; carriers and lead brokers dominate | inference | S5 |
The class-action map lists the 19 TCPA dockets, MDL 3123, the plaintiff firms on each, the class definitions, the white space, and the limitations window. It says where a new client can join and where no one has filed.[S20]
The explainer walks through each scam type and the pieces required to run it. The professional report carries the full register, the legal theories and the source appendix.
How the scams work Full professional reportThe full register carries a URL, a quote or record cite, a source type and a confidence label on every row. The source list below covers the claims on this page. Where the record is a government or court document, it is marked citable. Where it is press, a vendor page or a community report, it is marked lead.
The downloadable files are the same data the report uses. The register is current to 2026-10-22. A name in a complaint is a lead, not a finding. The report does not assert liability against any person or entity; that decision belongs to counsel and the court.